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In homeowners policies, there is a limit designated specifically for contents coverage, which is a default percentage of Coverage A.  While this limit can be increased or decreased, it is important to differentiate the value proposition associated with scheduling certain valuable items and not relying on the contents limit. Certain… [Read More]

For Homeowners, liquidity is essential in determining appropriate family deductible per claim, however, the impact of choosing a higher deductible option should be viewed across a five- or seven-year period as it must outweigh the chances of absorbing that amount on a claim. If the cost savings is acceptable relative… [Read More]