When You Don’t Own the Car But Still Need Auto Insurance

Driver borrowing a vehicle and holding car keys, representing non-owner auto insurance coverage

It is often said that “insurance follows the vehicle.” While the vehicle owner’s policy is generally primary in an accident, that coverage may not be sufficient, and the driver can still be held personally responsible for damages that exceed the vehicle’s policy limits. A Named Non-Owner (NNO) Auto Policy is designed specifically for individuals who […]