Fitness & Health Club Business Insurance

Specialized insurance built to protect your facilities, members and staff.

Insurance for Fitness & Health Businesses

AssetSure, LLC helps health and fitness business owners achieve the right balance of coverage and cost while navigating complex liability risks. With over 50 years of national property and casualty experience, we provide specialized solutions that protect your business today and support its growth tomorrow.

Who We Serve

  • Gyms & Health Clubs
  • Yoga & Pilates Studios
  • Fitness & Athletic Facilities
  • Tennis, Racquet & Pickleball Clubs
  • Spas & Wellness Centers
  • Boutique Fitness Studios
  • Fitness Franchise Operations

Insurance Coverage Options

Our coverage solutions go beyond standard policies to protect both common exposures and the unique risks found in fitness and wellness operations:

  • General and Professional Liability
  • Property and Inland Marine
  • Umbrella Liability
  • Workers’ Compensation / Employers Liability
  • Event and Special Activities Coverage
  • Management Liability
  • Equipment Breakdown
  • Commercial Auto / Hired and Non-owned Auto
  • Crime Insurance
  • Employment Practices Liability (EPLI)
  • Cyber Liability

Take the Next Step

For more information, contact:

Commercial Lines Team
888-222-7476 ext. 604
service@assetsuregroup.com

Why Work with AssetSure

  • Fitness Club Specialists: Deep understanding of gym, studio, and athletic club operations for coverage that fits your unique risks.
  • Experienced Coverage Review: We identify coverage gaps and provide recommendations, including alternative carrier options.
  • Full Lifecycle Support: From policy setup to claims guidance and periodic reviews, we stay with you every step of the way, ensuring your coverage evolves with your business.
  • Tailored Solutions: Programs designed to match your current operations and business goals.
  • Competitive Market Access: Independent brokerage sourcing multiple A-rated carriers for the best terms.
  • Advisory Approach: Consultative guidance for confident insurance decisions.
  • Nationwide Reach: Licensed in all 50 states, serving businesses across the U.S.
  • Trusted Expertise: 50+ years of experience protecting fitness and health businesses.

When you work with AssetSure, you gain more than coverage; you gain a strategic partner. We simplify the process of securing coverage, proactively assess risks, and guide you toward informed decisions that strengthen your fitness operation, so you can focus on running your business with confidence.

Learn how AssetSure can help protect your business.

FAQS - Frequently asked questions about fitness & health club business insurance

Why do fitness businesses need specialized insurance?

Fitness facilities and studios face unique risks, including participant injuries, instructor liability, equipment hazards, and data security exposures. Specialized insurance addresses these risks more comprehensively than standard business policies.

What does this insurance help protect?

Your facility, fitness equipment, staff, members, leadership team, business income, and reputation against claims, accidents, lawsuits, and cyber threats.

Can the insurance be tailored to my business?

Yes. Coverage programs are customized based on your operation type, class offerings, equipment usage, member volume, and special activities.

Where is coverage available?

Coverage is available nationwide in all 50 states.

How do I get started?

Contact our team to schedule a coverage review. We’ll evaluate your current policies and design a program that aligns with your business needs and budget.

Contact Us

Your questions are important to us. That’s why we provide you with a number of convenient ways to contact AssetSure.

Claims

We are here to help you through every aspect of your claim experience. Visit the Client Portal to access your policy number and claim reporting details.

Additional questions?

 Email or  call 610-692-0953 at your convenience.